Travel insurance is insurance that is intended to cover medical expenses, trip cancellation, lost luggage, flight accident and other losses incurred while traveling, either internationally or within one’s own country.
Travel insurance can usually be arranged at the time of the booking of a trip to cover exactly the duration of that trip, or a “multi-trip” policy can cover an unlimited number of trips within a set time frame. Some policies offer lower and higher medical-expense options; the higher ones are chiefly for countries that have extremely high medical costs, such as the USA.
The most common risks that are covered by travel insurance plans are:
Medical emergency (accident or sickness)
Repatriation of remains
Return of a minor
Visitor health insurance
Accidental death, injury or disablement benefit
Overseas funeral expenses
Lost, stolen or damaged baggage, personal effects or travel documents
Delayed baggage (and emergency replacement of essential items)
Flight connection was missed due to airline schedule
Travel delays due to weather
Medical expense coverage can be per-occurrence or maximum-limit.
The 10 Best Travel Insurance Companies have been selected based on recommendations from online travel communities. We ranked them based on the diverse data sources and sophisticated algorithms of Similarweb (http://www.similarweb.com) . We are not an affiliate of any of these companies and the below description of their services are theirs.
Since 2002, we have been looking out for travellers like us.
Our travel insurance covers people from over 150 countries, with medical and evacuation cover, 24-hour emergency assistance and cover for a large range of adventure activities. Our experienced team bring service, underwriting expertise and technology, making us the number one choice for many of the world’s leading travel brands such as Lonely Planet and National Geographic Adventure.
But keeping our travellers safe on the road is more than just about providing great travel insurance.
We’ve created language guides for your iPhones, travel blogs so you can share your stories and travel insights to keep you informed, educated and safe when traveling.
And we believe you too can help change the world by giving a little back when you travel.
At Travel Guard we understand that your vacation can take a year to save for, but only a second to ruin. While you can’t do anything to prevent an unexpected storm from closing the airport, you can help cover your investment by buying travel insurance.
With more than 20 years of industry experience, Travel Guard is America’s leading travel insurance plan provider. We specialize in providing innovative travel insurance, assistance and emergency travel service plans for millions of travelers and thousands of companies throughout the world. Our industry-leading, comprehensive travel insurance plans are distributed by more than 12,000 travel companies through virtually every distribution channel in the travel industry.
Allianz Global Assistance is a world leader in the travel insurance and assistance industry because we really do help people – anytime, anywhere.
As a principal provider of travel insurance, corporate assistance, and concierge services, we can help our customers find solutions to any travel-related problem. Our partners number in the thousands and include travel agencies, airlines, resorts, websites, event ticket brokers, corporations, universities and credit card companies.
Over 13 million travelers depend on us every year to protect them while they’re away from home—and we take that role very seriously. That’s why we’re dedicated to give our customers the help they need and the assistance benefits they deserve.
HCC Insurance Holdings, Inc. (NYSE:HCC) is a leading international Specialty Insurance group dedicated to helping businesses and individuals take on opportunities with confidence. Backed by the insurance industry’s highest available financial ratings, HCC participates in more than 100 classes of Specialty Insurance. Every day from offices across the United States and in the United Kingdom, Spain and Ireland, our 2,000 employees apply a unique understanding of risk and a passion for underwriting. Our name for this smarter practice of insurance: Mind over risk.
HCCMIS’s innovative products are known and used daily by many thousands of individuals, families, corporations and service groups around the world. These products are all designed with the unique needs of the international market in mind.
Seven Corners is one of the most experienced international travel health insurance, trip insurance, and specialty benefit management companies. Since 1993, we have provided protection and professional assistance services to hundreds of thousands of international travelers – including U.S. citizens traveling overseas and foreign nationals traveling to the United States.
Over the course of our 20 years in business, Seven Corners’ clients have included hundreds of thousands of worldwide travelers, international insurance companies, agencies of the U.S. government including the State Department, global corporations and even foreign governments. We look forward in matching our services to the needs of our clients for many years to come.
Founded in 1994 by Peter Gehris, Travel Insured International is one of the leading travel insurance providers, offering the highest quality worldwide travel insurance protection for over 20 years.
Located in Glastonbury, Connecticut, the company offers an array of travel insurance protection benefits including Emergency Assistance and Evacuation, Trip Cancellation and Trip Interruption Protection, Medical Insurance, Baggage Insurance, Airline Ticket Protection, and more.
Travel Insured maintains relationships with specialty travel providers and tour operators, as well as provides 24/7 insurance assistance that allows you to travel relaxed, travel secure, and travel insured.
Travelex Insurance Services is a leading provider of travel insurance in North America
We offer a wide range of travel insurance plans that include other services and provide travelers with coverage through travel agencies, tour operators, in airports and online.
Our signature packages offer the most popular features and benefits including trip cancellation, trip interruption, and bankruptcy and terrorism coverage. We offer superior coverage for all types of vacations!
Travelex is committed to delivering exceptional products and services to our clients. Our approach to the travel insurance business has been successful because of our ability to develop and deliver innovative insurance products and services at a competitive price, while delivering excellent service to our customers at all levels.
As you prepare for your trip, don’t forget MEDEX! Travel medical insurance and evacuation programs provide peace of mind knowing that you’re covered should an emergency occur; and through MEDEX, it is available at a low, affordable rate. Payment for medical services abroad is often costly and required upfront, which can delay treatment. MEDEX provides protection from the costs associated with emergency medical treatment, medical evacuations, return of mortal remains, and even travel for a loved-one to come to your bedside should you become hospitalized.
In addition, MEDEX Insurance Services, Inc. programs are supported by the MEDEX Emergency Response Center. A leader in the travel assistance industry, MEDEX operates 24/7/365 to assist millions of travelers around the globe. With the ability to communicate in more than 100 different languages and with more than 59,000 international assistance providers, MEDEX is fully prepared and equipped to manage travel, medical, and security emergencies.
RoamRight is a global provider of travel insurance plans and assistance services, established by a group of travel insurance professionals with more than 60 years of experience helping travelers around the world. We share a strong commitment to:
Our list of consumer products includes trip cancellation insurance, travel medical insurance, scheduled benefit visitor programs, and worldwide medical insurance. All of these provide comprehensive coverage to travelers to protect them and their financial investments in their trips. With a RoamRight travel insurance plan, you can travel with peace of mind.
The flexibility of RoamRight’s underwriting lets us create customized programs for large groups or single travelers. You get only the coverage you need at a price you can afford.
MH Ross designed its first custom travel insurance program in 1961, beginning a long and prosperous relationship with the travel industry.
In January of 2009, we became a Trip Mate brand, joining one of the industry’s largest and most respected administrators of travel insurance programs.
We know that you have many choices in selecting your travel insurance provider. When you select us, you have a team of experienced specialists and technical experts in the travel insurance industry working together to provide you with prompt and professional service. We strive to anticipate your needs and solve your problems before they occur.
When it comes to buying travel insurance, you can rest assured that you are in good hands.
Our travel insurance policies are fully insured by American Commerce Insurance Company, a subsidiary of MAPFRE U.S.A. Corp. American Commerce Insurance Company is rated “A” (Excellent) by A.M. Best for its financial strength.
For over 10 years, the InsureandGo brand has been specializing in providing the best value in travel insurance. As a worldwide travel insurance provider, InsureandGo covers more than 2 million travelers each year.
As a global player in the travel insurance business, InsureandGo provides travel assistance to our customers anywhere in the world through our International Assistance Network which includes local teams throughout Europe, North and South America, Asia, Middle East and Africa.